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Minutes of the Board of Directors for November 20, 2025

The meeting was held online and called to order at 5:30 pm. Carla Gurovich, Jack Williams, Ronnie Thomas, Jim Williams, Riah Onstott, Danny Babish and Jim Buck were present. Chris M - MAR operations manager, Ellen R - Membership Chair, and Devon W - Facilities Chair were also present. Guests included: Kabir P, Christine Hansen

Guest Comments:

Approval of October 2 regular Meeting Minutes

Review Email motions passed since October 2 meeting – None

Motion Jim B; Jim W 2nd - Approved

Membership Report

Membership report was emailed on November 18, 2025.

The committee had its normal meeting on September 20, 2025. On a report run on November 17th, the membership numbers are:

Male 380 64.8%

Female 206 35.2%

Total 586

Full 451 77%

FOM 135 23%

Total 586

Manager’s Report

The report was emailed on November 19, 2025, and is attached to the bottom of these minutes along with annotations made during the meeting.

  • Status of Traveler’s Claim

Note: September Treasurer reports were provided today and will be discussed via email.

Treasurer’s Report for October 2025 as of November 13

Account Balances

Capital Improvement $ 55,996

Memorial Garden 27,288

Operating 129,614

Child Credit 38,582

Waitlist deposits included in Operating Account $16,265

Balance Sheet

Assets $1,092,182

Liabilities 251,093

Equity 841,090

Profit & Loss Oct 25 Oct 24

Income $13,777 $37,673

Expense $67,990 $93,299

Net Income ($54,213) ($55,566)

Profit & Loss YTD Oct 25 YTD Oct 24

Income $783,903 $645,007

Expense $697,913 $686,495

Net Income $ 85,987 ($ 41,488)

Accounts Receivable

Current $57,768

1 to 30 $ 3,717

31 to 60 $ 7,833

61-90 $ 5,271

91+ $ 1,070

Total $ 75,659

Comparing this October to last October, Revenue is down, Expenses are down and the monthly loss is somewhat less.

Comparing this October YTD to last October YTD, Revenue, Expenses and Net Income are all up.

Account balances and Receivables are all appropriate for this time of the year.

My suggestion would be to continue to watch expenses and minimize new projects, especially over our low income off-season months.

Motion to approve from Jack; 2nd from Riah. Approved.

OLD BUSINESS

Technology & Wi-Fi Update & Recommendations – Riah

Network has been okay; PCs in office are older and no longer accepting updates and will be replaced within next week. Estimate of replacements $1800.

Ellen says someone has complained about lack of Wi-Fi and another member’s booster has been unplugged. Riah – that booster needs to be replaced and will take care of it. Office has been taking other complaints about service; upstairs Gatehouse is not getting service. Riah will work on fixing; no AP upstairs and will add one and will check into other issues.

Background Check Policy Approval (re-sent with agenda)

Annual Campsite Agreement – Jim B motion; 2nd by Danny. Approved.

Recap of Pending Items

  • Pool Area Electrical Upgrades - Jack & Jim W
  • Deck and Deck Coverings Guidelines for Approval – Riah & Chris – To be addressed when a draft is ready
  • Facilities Bylaws Approval
  • Conservation Easement Research – Jim W (see document sent by Jim W prior to Oct 2 meeting

NEW BUSINESS

2026 Rates (see Rate Considerations document)

2026 Projects – Next Steps

Next Meetings: Regular Meeting – via Online on January 8, 2026 at 5:30 pm

Business Plan Meeting – tbd

Budgets and Rates

Adjourn: Motion from Danny, 2nd by Riah — unanimously approved. 7:04 pm

Mountain Air Ranch – Manager’s Report
Prepared by Chris May, Property & Operations Manager
Date: November 20th, 2025

1. Finance & Administration

1.1 Financial Snapshot

  • Main Distribution Account: $121,002.22
  • Capital Improvement Fund: $55,996.40
  • Memorial Garden Fund: $27,288.14
  • Child Credit Program: $38,582.12
  • Operating Reserve (Total of All Four Accounts): $242,868.88

All accounts have been reconciled through September 30th, 2025.
Monthly payments have been entered in QB as of 11/18/2025.

1.2 Accounts Receivable Aging

  • Current: $50,460.76
  • 1–30 Days: $2,550.37
  • 30–60 Days: $5,556.99
  • 61–90 Days: $3,588.21
  • 90+ Days: –$2,873.90 (credit)

Thank the good Lord Janet S-J is back and working AR.

2. Operations & Property Management

2.1 Facilities Status

  • Clubhouse: Fall maintenance is complete on both furnaces. Hot water heater has been flushed.
  • Lodge: Furnaces and hot water heater maintenance are complete.
  • Sauna Building: Boiler and hot water heater maintenance are complete.
  • Gatehouse / Office: Furnaces and hot water heater maintenance are complete.
  • Community Kitchen: Fully winterized.
  • Adam & Eve Bathrooms: Winterized except for the ADA restroom. Water tank has been filled.
  • RV Meadow & Dump Station: Fully winterized.
  • Triggs Trailer: Fully winterized.
  • Pool: The pool is winterized and will reopen in mid-April. Umbrellas and lounge chairs have been stacked and put away.
  • RV Meadow Water Storage: Water has been transferred into the Lodge water storage tank.
  • Heat Tape Updates: Heat tape has been added or replaced on the Ponderosa, Lodge (north side), Sauna Building shed roof, and the upper water storage tanks.

2.2 Grounds & Infrastructure

  • Electrical: Replacement/repair of the electric pedestal at Site 1 is scheduled.
  • Tree Work / Beetle Kill: Project planning continues with the Facilities Committee and BOD; no removals will begin without an approved plan. 74 trees identified so far.
  • Snow Readiness:
    • Maintenance is complete on the White 2005 Snow Plow Truck.
    • The 1991 Red Truck is a lost cause; repair costs outweigh its usefulness. I would like permission to sell. – Any objections? – No objections-permission granted.
    • The snow blower has been maintained and is ready for this winter.
    • Shovels have been staged at key locations throughout the property.

Local Outreach

  • Living in the Wildland Urban Interface & Property Insurance Community Meeting – 10/28/25
    MAR participated in a community meeting focused on WUI living, fire risk, mitigation strategies, and improving property insurability.
    Recorded video: https://vimeo.com/1135948046?fl=ip&fe=ec
  • Mountain Pine Beetle Town Hall Meeting – 11/19/25 (7–8 PM at West Jefferson Middle School)
    A public meeting addressing the increasing Mountain Pine Beetle impact in the foothills, mitigation strategies, and coordinated community response.
    I will be attending this meeting.

Note: Any work we do must be coordinated with our neighbors; otherwise, efforts will be in vain.

5. Risk, Compliance & Safety

  • Monthly safety walk completed November 14th.
  • No major incidents reported this month.
  • Continued coordination with Travelers regarding the current claim.
    • Working on Google Earth before-and-after images of the event for documentation.
  • Winter safety reminders shared with all Site holders: heat tape checks, proper trailer winterization, and snow procedures.

6. Siteholders

6.1 Current Topics

  • Winterizing reminders shared with all sites
  • 2026/2027 Annual Recreational Site Agreement revisions have been completed and are ready for BOD approval.

4. Events & Activities

Recent Events

  • Family Halloween Event – hayride, nine trick-or-treat stops, and 15 trick-or-treaters carving pumpkins and gathering treats

Upcoming Events

  • Friendsgiving Potluck – Saturday, November 22nd at 4:00 PM
    Hosted by Danny & Michelle after cancellation of the Thanksgiving Dinner.
  • December 20th – Holiday Celebration
    • 12:30 PM – Cookie Exchange & Holiday Decorating
    • 2:00 PM – Santa & Mrs. Claus Arrival
    • 4:00 PM – Holiday Comfort Food Cookoff
    • 6:00 PM – Family Karaoke
  • New Year’s Eve – “Tropicana in Havana” at the Clubhouse
    A festive night featuring a 4-course Cuban dinner, Samba dancers, and both live and DJ music.
    $65 per person – limited seating, reserve early.

7. Manager’s Notes

As we move into winter, thank you all for your continued cooperation and commitment. With facilities and infrastructure secured, equipment ready, and holiday events planned, Mountain Air Ranch is positioned for a safe and successful season.

I will be on vacation from Friday, November 28th through December 5th.

Attachments: Maintenance Staff Proposal, Research/Position on Service Animal (legal)

Mountain Air Ranch Background Check Policy – Draft 09/30/2025Overview

In order to protect the safety, integrity and values of the Mountain Air Ranch community, the Corporation reserves the right to investigate, flag and review the background or behavior of any visitor, applicant or member and will follow a set of rules related to the results of Background Checks.

General Policy Statement

To maintain a safe and respectful environment for all members and guests, the following policies apply:

  • The Club reserves the right to investigate, flag, and review any visitor, applicant or member whose background or behavior raises concerns about safety or alignment with club values.
  • The Club reserves the right to deny visits or revoke membership based on the severity and relevance of any criminal history, especially where such history may pose a threat to the club community.
  • All background checks and membership reviews will be handled with confidentiality and in accordance with applicable laws.

Review and EnforcementThe following rules will apply to the review of Background Checks by Club StaffFelony Conviction Disclosure Requirement

    1. All visitors must disclose any past felony convictions on the registration form.
    2. Failure to fully disclose felony convictions will result in automatic denial of any current or future visit.
  1. Automatic Disqualification for Certain Offenses
    1. Any individual with a conviction for a sexually based crime or violent crime will not be admitted under any circumstances.
    2. Any individual who is listed on any sex offender registry, whether local, national, or international, will not be admitted.
  2. Review of Other Convictions
    1. Convictions for non-violent or non-sexual offenses do not automatically disqualify a visitor. However, any conviction may be flagged for review by club staff.
    2. Club staff may monitor or report concerns arising from known convictions at any time, triggering a review of the visitor’s status.

Appeals

Visitors denied admission based on this policy may be reevaluated upon request for in-person visits or may submit a written appeal to maroperations@gmail.com within 15 days of notification. Appeals will be considered on a case-by-case basis.

Motion to approve by Jim B, Danny second; Approved.

Annual Site Agreement for 2026/2027 Summary of Suggested Changes

  1. Correct dates on cover letter and Page 1 Terms Financial to match those preferred by Chris for the coming season. DONE
  2. Modify Term of Use #4 (page 5) – to reflect 8 days rather than 15 days to be consistent with Terms Financial High Season only. DONE
  3. Under Vehicles 3 (page 5), between b and c, add a new term that reads something like “Vehicles shall be situated with the tow equipment located at the front of the site such that when being removed the vehicle is able to be towed directly out of the site.” DONE – Included in 3a
  4. Vehicles 3g (page 6), currently reads “Except for golf carts, sites are limited to Vehicle units described above and one personal vehicle per licensed Site Holder.
    1. Add a sentence that reads Vehicles of Site Holder family members or guests may also be parked on the site when they are visiting the Site Holder (space permitting). DONE
    2. Add another sentence that reads Personal vehicles must also be legally registered/licensed (including licensing in the State of Colorado within 90 days of parking at MAR). Consider how the requirement works for site holders with primary residence in another state. 3h reads “Personal Vehicles must be legally registered within 90 days of parking at MAR”

Comments Received via Email

  1. Jim Buck – #2 at the top of page 2 should use 2026 vs 2025 (checkmarks for consideration of a site move)
  2. Ronnie – Still have concerns that 3h does not specify registration in Colorado.
    1. Carla – Consider adding sentence to 3h that says, “Exceptions may be granted by Management in the event of dual state residency for high season only site holders with provision of alternate residency documentation.”

MAR 2026 Rates Considerations & Questions

The following addresses each of the rate categories we should review in preparation for determining 2026 rates.

Overall Considerations

  • Due to the assessments over the last three years, no changes were made to the overall Member annual fees (Full and Friends)
  • Membership numbers are at the highest ever at 620ish; with full/friends ratio over 76%. Total membership numbers are now down to 586 (77% full) as of November 18 which is still a good running rate going in to 2026
  • Inflation for 2025 is estimated at 2.9-3.0%
  • We should look at annual increases to keep pace with inflation.

Rate Table

Rate Category

2025 Rate

Considerations

2026 Rate

Membership Fees

Full Membership 31+

$550

$15 increase to $565 = 2.7%

YES

Full 18-30

$345

$10 increase to $355 = 2.9%

YES

Full 70+

$470

$15 increase to $485 = 3.2%

YES

Full 18-30 Member Relative

$170

$10 increase to $180 = 5.9%

YES

Friends Membership

$130

$15 increase to $145 = 11.5%

YES

Grounds Fees (weekly rates are 6x daily rates)

Grounds Fees 31-69

$35/day

Grounds fees are up $4,761 (7.4%) for Jan-Oct 2025 vs. Jan-Oct 2024

Leave as is

Grounds 18-30

$25/day

Leave as is

Grounds 70+

$30/day

Leave as is

Grounds AANR

$30/day

Leave as is

Camping (weekly rates are 6x daily rates) and there is a 30% discount for Full and 15% for Friends

Note: The discounts were not tracked separately for tents, RVs and lodging. But a very conservative estimate is that $16K has been applied. Numbers below show a discount allocation of 10% to tenting, 30% to RV fees and 60% to Lodging.

Tent

$35

Tenting income up $3,452 (33%) for Jan-Oct 2025. Discounted at 10%, the total increase is $3,106 or 29%.

Leave as is

Overnight Fee

$35

Some concerns about whether Van Campers are paying overnight fee (especially those that park in clubhouse lot). Do we want to allow overnight camping in clubhouse lot? “Camping” line on P&L shows $1,380 for Jan-Oct 2025.

Push for tent-meadow and sticker showing paid in vehicle. Pre-approved and paid only overnight stays with a 20% penalty if not arranged in advance. All overnight fees must be paid either way.

RV <= 34 ft

$65

Despite observations from board members that the RV meadow does not seem as full as prior years, RV Meadow income (before discounts) was up $5,939 (45%) for Jan-Oct 2025 over Jan-Oct 2024. However, after discounts (30% of total) the income 2024-2025 is about even. Note that 30% is overly conservative since most RV users are visitors.

Leave as is

RV >34 ft

$85

Leave as is

Lodging (weekly rates are 6x daily rates) and there is a 30% discount for Full and 15% for Friends

Lodge Room 1 (upstairs)

$200

Total Lodging (before discounts) is up Jan-Oct 2025 over Jan-Oct 2024 by $19,832 (34%). Discounts (at 60%) reduce the increase to $11,900 (20%)

Leave as is

Lodge Rooms 2 & 3

$185

Leave as is

Lodge Room 4

$175

Leave as is

Lodge Apartment

$250

Leave as is

Ponderosa Cabin

$275

Leave as is

Gatehouse Room 8

$185

Has this room ever been rented? Should it stay on the rate sheet?

Remove from rate sheet

Seasonal Campsite Fees

High Season Only

$2,000

Increased 7% or $130 in 2025

Leave as is

High Season Pay Plan

$2,100

Leave as is

Full Year

$4,500

Increased 3% or $130 in 2025

Leave as is

Full Year Pay Plan

$4,700

Leave as is

Family visitors – Chris will take a look and make recommendations. Ellen – confusing verbiage in rate sheet needs to be resolved.

MAR 2026 Project Prioritization

Below are the 2026 projects proposed and/or suggested so far. The Board needs to determine next steps. An important first step is determining what budget, if any, can be allocated to any of these projects.

Priorities Suggested by Facilities

Note that comments in yellow are from the October 2 board meeting.

Priority 1 – Road Drainage & Maintenance

  • Resurface entrance road (15–20 loads recycled asphalt, ~$15k–$20k).
  • 5 loads (~$5.5k) for interior road patching.
  • Establish annual maintenance program (~$5.5k/yr).
  • More for swale and culverts – Chris – swales need permission from all neighbors and timing perfectly; underground culverts need working in conjunction with natural gas company and they will not let us dig without them present on property; was not involved in conversations with J Zetti for this

Note: $13,307 spent ytd 2025 (if it’s correct that road maintenance is under “Land” on the P&L)

General Consensus on Board Priority:

Next Steps: MGMT - budget yearly – Chris – recommendation for maintenance budget

Priority 2 – Massage Pavilion Revival (Phases 4–6)

  • Engineering & permits ($1.5k–$2.7k).
  • Replace piers/posts ($500–$1.2k volunteer or $4k–$7.4k contractor).
  • Replace roof with Class-A green metal ($2.7k–$3.9k volunteer to $12k–$18k contractor).
  • Facilities recommends full compliant/contractor-supported path.

Chris: pavilion has been there for many years with no safety issues. What is potential for MAR for that building or structure? It is not a building/not on our plat of insured pieces, if we put effort into fixing, what is the payback to MAR? Maybe discontinue use if it’s a huge safety issue.

Geral Consensus on Board Priority: Jack – Priority – low; Jim B – low; Jim W. – low; Danny – low; Riah – low; Ronnie – low

Next Steps: Project on hold

Priority 3 – Wildfire Mitigation

  • Goat grazing ~5 acres around defensible structures ($11.25k).
  • Human volunteer follow-up (oak suppression, optional reseeding, slash).
  • Repeat cycle every 2–3 years; explore grants.

Carla – Regarding getting a Wildfire Mitigation Plan completed at a reasonable: Jim B did research on this previously and got a quote of $25K – have to use approved companies through JeffCo; most aren’t even in business anymore; those that are still in business did not respond to our inquiries.

General Consensus on Board Priority: Ronnie – no goats, Jim B – too expensive for goats – no; Jack – thought it was already decided on no; Jim W – too expensive and needs additional equipment, etc.; Danny – cost prohibitive; Riah – no goats – not worth budget after just leafage is gone.

Next Steps: Chris, Facilities, Danny C. to provide suggestions on budget for wildfire mitigation for 2026 and potentially for future

Priority 4 – Bear-Proof Trash/Recycle Enclosures

  • Install 8 dual units across property.
  • CPW grant: $17k reimbursement (covers nearly all costs).
  • Board decisions: color (Fir Green), siding (none), install method (contractor concrete pads).

Chris – recreational areas should look at cosmetic options around poolside/clubhouse areas; Carla – space may be a problem, and we need to balance that issue

General Consensus on Board Priority:

Next Steps: Chris needs to get paperwork to Devon for grant; Chris to decide on color for units.

Priority 5 – Poolside Shade Structure

  • Interim (2026): Temporary canopy/umbrellas (~$2k).
  • Long-term (post-ODP update, 2027+): Permanent pergola/pavilion ($30k–$40k+).

Carla – we need to look at semi-permanent options;

General Consensus on Board Priority: High priority

Next Steps: Explore additional options

Facilities-Oriented Project Suggestions from Board

  • Make the first impression fantastic at the entrance of MAR. Specifically, Lighting, entrance gate, xeriscape landscaping, ADA accessibility. (Curb appeal)
  • Improve the overall look of the clubhouse entrance, better lighting, a shed roof or awning/sunshade over the entrance, lighting in the parking lot, and xeriscape north of the kids' room.
  • Better lighting at the hairpin turn
  • Look at the best uses of the playground which could include:
    • Organize and install additions to the playground OR
    • Reorganize the playground to use more of the north side of it for increased shaded seating. We have not yet fully researched all the possible options that can provide strong, durable high season shade without building a structure. (See options sent by Carla in previous email) Facilities could be involved in those projects by helping with the research for the option, creating the base for seating under supervision or with the correct engineering/building guidelines or other parts and/or installation.
  • Build an outdoor stage for poolside summer bands and entertainment.
  • Build a dropdown movie screen for Dip & Flicks (poolside movie nights).
  • Help with fire mitigation projects under the direction of management & BOD.
  • Improve the landscaping on the south side of the lodge and install 2 corn-hole courts
  • Build surrounds for the porta potties.

General Consensus on Board Priorities: Possibly a 5-year project?

Next Steps: Research to be done; courts. To be discussed further for prioritization. Items to be discussed between Manager and Facilities Committee.

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